We position credit files for major purchases.
A credit strategy firm for buyers, borrowers, and dealers who need approvals — exotic auto, mortgage, business capital, property.
P A R T N E R N E T W O R K · S O U T H F L O R I D A
FERRARI
◆
LAMBORGHINI
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McLAREN
◆
AMG
◆
BENTLEY
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ASTON MARTIN
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ROLLS-ROYCE
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PORSCHE
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01 — The Work
Real files.
Real work.
Three engagements. Three subjects. Actual bureau pulls before and after the work — presented as case documentation, not a promise.
Individual case documentation, published with each subject's written consent. Outcomes shown are the outcomes of those individual files and are not typical of every engagement. Tier One Access makes no representation of a specific outcome for any other file. See disclosures below.
02 — The Process
Three moves.
No guesswork.
Every engagement runs the same way. You see the sequence before you commit to it.
01
Request a review
You send us your file and your goal. Book a 20-minute call or complete the intake. Free, no commitment, no card.
02
We build your game plan
Full read across all three bureaus. Line-by-line audit. Written strategy mapped to the specific product you want to qualify for.
03
We position the file
Hand-drafted correspondence, direct engagement with the parties reporting your file, monthly written progress.
Written agreement before any work begins.
CROA-compliant scope, cancellation window, and your consumer rights — all provided in writing.
03 — The Operators
The people
on your file.
A small, hand-picked team. Every engagement runs through them personally. No queues, no ticket numbers, no bots.
04 — Founding Partner
Our home:
The Platinum Collection.
Official Partner · Delray Beach, FL · Since 2022
"South Florida's exotic-auto specialists — Ferrari, Lamborghini, McLaren, AMG, and the tier above them."
Our office sits inside the Platinum Collection building on South Congress Avenue. Every buyer that walks their showroom leaves with an approval-ready file — worked, sequenced, presented at the tier the loan requires. This is where the work happens.
Visit the showroom →05 — Access
Pull your file
for one dollar.
Before your review, get your actual file. We partner with IdentityIQ so you can see all three bureaus and your FICO scores for one dollar. Bring it to the call — we walk it line by line.
What others charge
- Experian.comSingle-bureau, FICO 8 only$39.95
- MyFICO PremierThree-bureau report$34.95
- TransUnion directSingle-bureau monitoring$29.95
- Credit Karma "Premium"Most data behind paywall$24.99
- Via Tier One Access referralAll three bureaus · FICO 8 · monitoring$1
One-dollar trial through IdentityIQ for seven days, then their standard monitoring rate. Cancel anytime online or by phone (1-877-875-4347). Tier One Access receives a referral fee at no additional cost to you.
Is Tier One Access a lender?
No. We are not a lender, bank, or broker. We do not extend credit, hold your money, or place your loan. Our work is on the credit file itself. Lending decisions are always made by third parties on their own terms.
Do you promise a specific outcome?
No. Every file is different. We position the file the best it can be positioned given what is reported. Case studies are individual outcomes and are not typical of every engagement.
What does an engagement cost?
Engagements are quoted after the free review, once we have read your file and understood your goal. You receive a written agreement before any work begins with the full scope, cost, and your cancellation rights.
Can I cancel after signing?
Yes. Under CROA and Florida CSO law you have a three-business-day right to cancel any signed agreement without penalty or obligation.
Do I have to use the affiliate to pull my file?
No. You can pull your reports yourself, free, directly from AnnualCreditReport.com.
06 — Engage
Book your
review window.
Free 20-minute call, one-on-one with a specialist. Pick a slot. No card, no commitment.
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